Reading Letters on the Fridge

One day she was standing on a stool and reaching for the fridge magnets that were stuck near the fridge top. I was just standing there behind her when a thought came. The word "SAMSUNG" embossed on fridge had caught my attention. "Lets try spelling this word to her", I thought. Since she had been playing with [capital letters picture tray](/parenting/toys-gift-toddler-baby-kids/english-alphabets-...

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Renting a House in Bangalore - Standard Practices and Experiences

Renting a house in Bangalore has always been a complicated process because standard practices are quite different here as compared to other cities . Here are some observations based on my experiences -

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EPF Contribution Increased From Rs 780 - Why?

Many of my friends have mentioned about their PF contribution changing from Rs 780 to Rs 1800 from September 2014 onwards (without any salary revision / increase) and have been wondering about the cause for this.

The increased EPF contribution is a result of EPFO decision to raise the PF wage ceiling to Rs 15,000 from Rs 6,500.

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Employer EPS Contribution Increased from Rs 541 to Rs 1250

In Aug 2014, EPFO decided to raise the wage ceiling for becoming a subscriber of EPFO to Rs 15,000 from Rs 6,500. The details can be found in my previous article. This decision took effect from September 1st, 2014 onwards.

One fallout of the decision is that the EPS share which my company was contributing every month got ...

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Online Insurance Renewal Problems: ICICI Lombard and HDFC Ergo

Insurance companies very well know the potential of the online channel for insurance registrations and renewals. Selling policies online helps them to make significant savings as they no longer need to pay commissions to the agents. That is the reason why all insurance products such as cars, 2 wheelers, health, travel, home, personal, life insurance, etc. are available to buy online.

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Understanding UAN SMS Update of Transaction in EPF Account

I received this sms from EPFO yesterday, "Dear member, Rs xxxxx for 10/2014 has been credited in your epf account".

It is a good initiative by EPFO to send a sms alert everytime a credit happens in the EPF account. This way its easier to keep a check on my EPF account transactions. Along with sending a monthly sms alert, EPFO is also updating the e-passbook monthly. You can go to UAN portal and ...

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Dog On the Street

We were descending from the mall stairs, after buying grocery, when my daughter (2 years) caught sight of a dog on a pavement nearby. She got excited and started screaming "bow-wow". She started pushing my finger towards the dog. But I did not move, at least initially. I could feel the resistance gripping my body. My conditioned mind started giving me many reasons to not pay any attention to my ...

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Animals Puzzle

This was the first ever puzzle that we bought for our daughter. She started enjoying it at the age of 1.9 years. Initially she used to ask us to fit the pieces but soon after she got the hack of it and started doing all by herself. The knobs makes it very easy to lift up the pieces. A good toy for hand-eye coordination and motor skills.

Age - 1 year and 9 month
Availability - Online on flipkart ...

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Kids Chair Plastic

I first noticed this chair at an acquaintance’s house. I liked it at the first sight and wanted to buy for my daughter. I searched online but could not find a similar thing. There were many highly priced, highly accessorized chairs but not the one I was looking for. Then one day at Total Mall, I caught sight of it! It was sitting there just opposite the billing counter - simple, small, sturdy, ...

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Animals (Plastic Toy Figures)

I first saw these toys in a friend's home. My daughter liked playing with them, specially the cow (her favorite at that time). Before this, she had seen cows just in books or on computer (sometimes on street also but from a distance) so I guess she felt good to have a concrete cow in her hand.

I bought the animals set from Total Mall, Old Airport Road. I don't remember exactly but it was around ...

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