Online Insurance Renewal Problems: ICICI Lombard and HDFC Ergo

Insurance companies very well know the potential of the online channel for insurance registrations and renewals. Selling policies online helps them to make significant savings as they no longer need to pay commissions to the agents. That is the reason why all insurance products such as cars, 2 wheelers, health, travel, home, personal, life insurance, etc. are available to buy online.

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Understanding UAN SMS Update of Transaction in EPF Account

I received this sms from EPFO yesterday, "Dear member, Rs xxxxx for 10/2014 has been credited in your epf account".

It is a good initiative by EPFO to send a sms alert everytime a credit happens in the EPF account. This way its easier to keep a check on my EPF account transactions. Along with sending a monthly sms alert, EPFO is also updating the e-passbook monthly. You can go to UAN portal and ...

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Dog On the Street

We were descending from the mall stairs, after buying grocery, when my daughter (2 years) caught sight of a dog on a pavement nearby. She got excited and started screaming "bow-wow". She started pushing my finger towards the dog. But I did not move, at least initially. I could feel the resistance gripping my body. My conditioned mind started giving me many reasons to not pay any attention to my ...

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Animals Puzzle

This was the first ever puzzle that we bought for our daughter. She started enjoying it at the age of 1.9 years. Initially she used to ask us to fit the pieces but soon after she got the hack of it and started doing all by herself. The knobs makes it very easy to lift up the pieces. A good toy for hand-eye coordination and motor skills.

Age - 1 year and 9 month
Availability - Online on flipkart ...

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Kids Chair Plastic

I first noticed this chair at an acquaintance’s house. I liked it at the first sight and wanted to buy for my daughter. I searched online but could not find a similar thing. There were many highly priced, highly accessorized chairs but not the one I was looking for. Then one day at Total Mall, I caught sight of it! It was sitting there just opposite the billing counter - simple, small, sturdy, ...

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Animals (Plastic Toy Figures)

I first saw these toys in a friend's home. My daughter liked playing with them, specially the cow (her favorite at that time). Before this, she had seen cows just in books or on computer (sometimes on street also but from a distance) so I guess she felt good to have a concrete cow in her hand.

I bought the animals set from Total Mall, Old Airport Road. I don't remember exactly but it was around ...

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Baby Swing Plastic

We have been thinking of buying a baby swing for long but there were 2 problems - one, we were not sure on how to hang it safely. Two, we felt that the swings available online are highly priced and might turn out to be a waste of money. As there was no pressing need to buy it, we just went on without it.

First problem got resolved when I saw, in a friend's house, how the swing can be safely ...

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UAN (Universal Account number) Launched for EPFO Subscribers

Much awaited UAN service has been launched by EPFO on 16 Oct, 2014. Many of you might have received a sms stating the same - "Congratulations on getting portability facility for EPF account. now you can operate your account without any intermediation. Narendra Modi."

To begin the effective delivery of services through UAN portal, EPFO has launched the UAN programme with the following services...

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Attractive Fridge Magnets

Fridge magnets are one of the favourite playthings for my daughter when I am working in kitchen. She plays with them in many different ways and enjoys them. The animal magnets in pic 1 were bought from Total Mall, Old Airport Road. They came in a set of 2 like 2 Turtles, 2 Rabbits etc. The MRP written on cover was Rs 50/- per set. However, a discount was going on at that time so I got them for Rs ...

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Tax Deduction on EPF Withdrawal

Readers on this blog have asked this question, times and again, "What are the tax implications on EPF withdrawal?" Since the responses to such questions are all hidden in comments, I decided to write a separate post on the same.

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