Last week, I had the spiritual bug biting me so I decided to search for some good wisdom/spiritual book on internet. After reading reviews of many such books, I zeroed in to this book - "The Four Agreements (Toltec Wisdom Book)".
It is a small book imparting sane advice on personal freedom. The book is written in a lucid style and I could read it in one go. Though some of the things I had read ...
For quite sometime I was thinking of getting a safe deposit locker but somehow it kept on slipping down the priority list. I thought it will be better to get one in a public bank as fees would be low comparative to private banks. But there were no availabilities in the banks where I tried. So when a new branch of SBI got opened near my house, I grabbed the chance and went there to ask the ...
Its everywhere. The perception of low voter turnout in Urban Bangalore. Newspaper and television reports say that low voter turnout has shamed the IT city and that middle/educated class is primarily responsible for it. Read. But most of these reports don't delve in details and hence ...
If your FDs in a particular bank are earning interests exceeding Rs 10000/- in a year, that bank will cut TDS(Tax deducted at source) @ 10% on the interest amount. Now if your total income is below 2 Lakhs (basic exemption limit currently), you are not liable to pay any taxes and hence you need to tell the bank not to cut TDS on FD interest. Form 15G/H is the way to tell this to your bank. If you ...
It is a common knowledge that a salaried employee has to contribute 12% of his basic salary towards EPF. But do you know that you can opt to contribute more than the mandatory 12% ? I did not know this until recently and when I researched about it, I found it to be a good tax saving tool for risk-averse-me. Lets discuss the details.
While reading on net I came to know that there have been some cases where the employer has deducted the EPF (Provident Fund / PF) money from employee's salary and then did not deposit that money to EPFO.
If you want to be sure that your EPF contribution has been deposited to EPFO (Employee Provident Fund Office), here are some of the ways to check it online -
It was a regular day at home. I was preparing meal and my daughter (1.5 years) was playing with her pull along ducks. She soon got bored of it and picked up her toy phone lying nearby and started playing sounds on it. With the sounds she was dancing and roaming here and there. Soon my work got finished and I saw that the toy phone was lying on the floor with its battery cover open. Its 3 button ...
The latest and final electoral rolls of Karnataka for 2014 loksabha election are now available on ceokarnataka website. The revised rolls have been published on Mar 26. This was the final revision of rolls. Now there will be no further revisions in the electoral rolls till the elections.
Please ensure that your name in ...
The Chief Electoral Officer of Karnataka has published the latest electoral rolls for 2014 loksabha election on Jan 31, 2014. (Year of Revision - 2014, Qualifying Date: 01-01-2014. Type of Revision - Summary Revision, Date of Publication: 31-01-2014 )
Please ensure that your name is included in the voter lists at the CEO Karnataka Website . Please note that if...
My Experience - 1
Sometime in 2012 there started a flurry of facebook posts on online voter registration for the upcoming 2013 Karnataka assembly elections. A number of organizations and volunteers (like BPAC and smartvote) were working sincerely to encourage the citizens to register their names on the rolls. It ...