Interest on Fixed Deposit - To declare or not to declare in Income Tax Return?

Every year while filing Income Tax returns, a common dilemma that we all face is - whether to declare income from Fixed Deposit interest or not. Many doubts and questions arise in our minds - Is it necessary to declare? Should I save some tax by not declaring it? If I don’t declare, how are they going to know how much income I have earned from FD interest? What do other people do? ..... And the ...

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Stamp Paper Availability in Bangalore

Stamp paper is required for giving legal sanction to any kind of documents like Affidavits, Rental Agreement, Indemnity Bonds, Sale Agreement etc. Previously, stamp papers were easily available anywhere but after the Telgi scam it has become difficult to get a stamp paper. Even the banks have now stopped printing of stamp papers.

Now there are only 2 ways via which you can get your documents ...

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Understanding Premium Calculation on Auto Insurance

Last week when it was time for the renewal of my car's insurance, I was getting quotes from many insurers but was not sure which one to pick. So to educate myself I went through various resources on motor insurance renewal. Here I am putting details on the same for your quick understanding.

First and foremost, motor insurance is compulsory - Vehicles are insured for the first year usually at ...

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Cutting your detergent bills for a fully auto washing machine

Fully auto washing machines give us the ease of sitting back and relax once the wash process is started. However, at the same time they eat up more water and detergent compared to semi-auto machines. But do you know that you can save both water and soap in your fully auto machine?

Most, if not all, machines come with a water-reuse feature. I have [Whirlpool WM123 NXT 622D Automatic 6.2 kg Washer ...

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Download YouTube Videos

On Internet Explorer

On Internet Explorer, if you want to download online audio/video then IE DownloadHelper is the tool you need. Install this software free from Softpedia.

After installation, a small arrow icon appears in the browser's status bar. The arrow turns green whenever a web page with a downloadable...

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Citibank Account Closure without Visiting Branch

Last week when Citibank sent me a mail informing that my Citibank Suvidha Account will be automatically converted to the new Citibanking Account (in which I will have to maintain a monthly net relationship value (NRV) of Rs.2 lakhs, failing which a monthly charge of Rs.500 was applicable), I decided to close my citibank account. I was thinking it would take a lot of effort because of the fact that...

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EPF interest rates since 1952 - Compare historical rates

The interest rates on the Employees Provident Fund (EPF) keep changing from time to time. To calculate interest on a specific year's contribution, you should know the interest rate prevailing during that year. Here is the ready reckoner showing historical data of interest rates declared on EPF/PF accumulations since 1952 till today.

Financial Year Interest Rate
2015-2016 8.8...

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How much amount will you get on EPF withdrawal

When I got my EPF amount in my bank account, I was not sure whether its the right amount I claim. I have got the amount in 2 portions so I thought one would be the employee's contribution and the other would be employer's. But that way the calculations didn't match. Its only after a day of many failed attempts that I could match my amount correctly with my calculation. And what a joy it was! I got...

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A Beautiful Parent-Child Relationship

I have grown up watching the famous TV serial "Udaan". It has remained one of my very favourite serials. Watching its DVD recently, I took notice of something which did not touch my concerns previously. Although parenting is not really the theme of this serial, yet there are some scenes which really made me think as a parent. Below are three clips from the serial, each focusing on parent-child ...

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Batuta Ka Joota - Sarveshwardayal Saxena (सर्वेश्वरदयाल सक्सेना)

Ibn Battuta (AD 1304 to 1368) was a Moroccan Muslim scholar and traveller who is known for the interesting accounts of his travels and excursions. He is considered one of the greatest travellers of all time, his journeys lasting for a period of nearly thirty years. He journeyed more than 121,000 km, a figure unsurpassed by any individual explorer until the coming of the Steam Age some 450 years ...

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