Getting NOC for transfer/sale of car to another state in India

Car registration and inter-state transfers are needlessly complicated procedures in India. These days people move regularly between states due to job changes and other reasons and thus it beceomes necessary to get your vehicle transferred to another state. Here are useful notes based on our experience of getting NOC for car transfer from Bangalore to Pune (in hope that it is useful for other ... more

EPF Balance Enquiry with UAN number (SMS: EPFOHO UAN ENG)

If you are a registered UAN member (Universal Account Number), you can enquire your EPF/PF balance by sending a quick sms. Here are the details:

Send SMS To: 7738299899

Within a minute, you will receive an sms containing your PF details including last contribution and balance, account linking status... more

Know how to check - EPF / EPFO withdrawal claim status online

Now-a-days you can check the status of your EPF withdrawl claim status online.

If you want to withdraw and have not filed the claim yet, you can follow the pf withdrawl process post. If you have already filed your withdrawl claim, you can check the status of your claim at the following site:

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(EPF/PF) UAN Member Portal

UAN (Universal account number) is a unique number alloted by Employee Provident Fund Organization (EPFO) to every employee contributing to PF (provident fund). This number has now become mandatory for every employee so if you want to avail any of the EPF services like PF Withdrawal, PF Transfer, PF Balance Check etc. you need to have your UAN.

Employees Provident Fund Organisation (EPFO) had launched UAN based Member portal to provide a number of online facilities to its members - this portal is also called Unified Portal or EPFO e sewa portal or simply UAN portal. Registration is required to avail these facilities. Let us understand how to register and login to the portal. more

Income Tax Return Processing and Refund Timelines

We have got some questions regarding how much time it takes to get the Income tax return to be processed or how much time it takes to get the income tax refund back to us. Below are some sample timelines from IncomeTaxIndiaEfiling about recent years to give you an idea.

case 1: No tax refund was demanded.

|Date | Status... more

A Well thought (but misguided) Strategy or a Scam - Program Management fee for HDFC Classic and Preferred accounts

An open letter to HDFC Bank Executives
by a long time loyal customer (now looking for moving to other banks)

Since Jan 2016, HDFC bank started charging Rs 100 per quarter as program management fee for classic and preferred accounts.

I have been a long time hdfc customer with decent amount of money parked in FDs and multiple savings accounts. I came to know about this 'program management fee' ... more

EPF — What is EE amount and ER amount

When you inquire your EPF (also called PF for provident fund) balance from EPFO, the terms you encounter are EE and ER.

EE amount - Employee Contribution in EPF account.
ER amount - Employer Contribution in EPF account. more

EPF — Your request is in Transit between EPFO Out and In Office

Once you submit your provident fund (EPF / PF) transfer claim and it gets approved by your employers, the status message that you see on website is

Your request is in Transit between EPFO Out and In Office more

UAN Full Form and Meaning

UAN No. = Universal Account Number

While joining a new company, every employee has to fill the Declaration Form / Form 11. One of the fields in the form asks to provide their 'UAN No.' Most of the new employees (and even experienced people) are confused about the meaning of UAN as it is a relatively new ID issued by government (started in 2014).

Here are useful quick details to help you: more

EPF — Claim has been approved. Payment is under process.

Once you submit the EPF/PF withdrawal forms, the status message that you see on website is

Claim Form 19 for PF Settlement AGAINST Member Account No () has been approved. Payment is under process. more