Paytm without Internet - Money transfer without Internet

One of the most common problem with digital e-wallet solutions like Paytm is that you don't know what to do when Internet connection is not working. Internet connectivity in India varies a lot based on your location -- while it is pretty good in metros and big cities, it is either non existing or very slow in villages.

Due to demonitisation, lot of shopkeepers, merchants and businesses have ...

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Search Your Name in Voter List in 3 Easy Steps (Manipur Elections)

Along with other states, Manipur is also getting ready for the upcoming Legislative Assembly Elections. In the previous elections, Congress had won the majority and formed the government under the leadership of Okram Ibobi Singh. The tenure of this government is going to end in March, 2017 and the state will go for elections in the start of 2017 for 60 assembly constituency seats.

Government ...

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CEO Punjab Voter List 2016 - 2017 (voter id card punjab)

Along with other states, Punjab is also going for elections in 2017. Punjab has 117 assembly constituencies and the current ruling party is Shiromani Akali Dal - Bharatiya Janata Party alliance under the leadership of Parkash Singh Badal. The tenure of current government will be ending in March 2017 before which a new government will be elected in the upcoming **Legislative Assembly (Vidhan sabha...

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SBI UPI App SBI Pay - Step by Step Guide to Pay and Receive Money

State Bank of India has launched its UPI App (called SBI pay) on Nov 25, 2016. Currently 'SBI Pay' app is only available for android phone (ios version is blocked waiting specification from NPCI).

For people who are new to UPI, UPI stands for Unified Payment Interface and it is a new initiative from Government of India to make phone based money transactions easy and simple. Using UPI one can ...

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Section 80CCC - Tax Saving Deduction for Premium Paid for Pension

Section 80CCC in income tax relates to tax saving due to contributions to pension funds of LIC or other insurer. Basically, if you have invested in schemes or funds that promises a pension (or annuity), than you can deduct your yearly contributions from your total income while calculating income tax

Please note that max possible deduction under this scheme is Rs 1.5 Lakhs for FY 2016 - 2017 (...

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Uttarakhand Elections Voter List - Search Your Name in 3 Easy Steps

Read this article in hindi (हिन्दी में पढ़ें यह लेख )

Uttarakhand is said to be the spiritual center of India with its snow-clad peaks of Himalayas and the sacred Ganga river flowing through it. The state has 13 districts. Currently Uttarakhand has a coalition government headed by Harish Rawat of Indian ...

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Humlog Guide to Financial Freedom & Living

Humlog has been publishing articles about personal finance and related themes for some time now. Many of our readers have been asking to create a broader guide to personal finance in India. But over the time we have realized that financial schemes,regulations, and investments need to be seen in the broader context of 'living a meaningful and fulfilled life'.

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India Elections 2017 - Voter List

We will be having a number of state elections in 2017, apart from by-polls that are held as per case to case basis. As usual, the one of the most important aspects of ensuring a fair election is to ensure that voter list is correct and up-to-date.

The standard operating procedure (of election commission of India) is to have a new voter list ready 2-3 months before the elections. This provides an...

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UP Voter List 2017 & 2016 - Voter ID card UP

Read this article in hindi (हिन्दी में पढ़ें यह लेख )

Uttar Pradesh is India's fourth largest state area-wise and first largest population-wise with 75 districts. The term of the Akhilesh Yadav government (Samajwadi Party) will end on 27 May 2017. New government will be elected in the upcoming Legislative Assembly (...

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XIRR - What is XIRR and how to calculate it?

Many of us invest in mutual funds or similar financial schemes in installments (e.g. using SIPs) and want to evaluate the performance of our investments. For example, we want to know our overall rate of return so as to compare it to with other possibilities. The standard mechanism in such cases is to calculate either IRR or XIRR.

IRR means 'Internal rate of return' and XIRR means 'Internal rate ...

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