SBI UPI App SBI Pay - Step by Step Guide to Pay and Receive Money

State Bank of India has launched its UPI App (called SBI pay) on Nov 25, 2016. Currently 'SBI Pay' app is only available for android phone (ios version is blocked waiting specification from NPCI).

For people who are new to UPI, UPI stands for Unified Payment Interface and it is a new initiative from Government of India to make phone based money transactions easy and simple. Using UPI one can ...

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Section 80CCC - Tax Saving Deduction for Premium Paid for Pension

Section 80CCC in income tax relates to tax saving due to contributions to pension funds of LIC or other insurer. Basically, if you have invested in schemes or funds that promises a pension (or annuity), than you can deduct your yearly contributions from your total income while calculating income tax

Please note that max possible deduction under this scheme is Rs 1.5 Lakhs for FY 2016 - 2017 (...

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Uttarakhand Elections Voter List - Search Your Name in 3 Easy Steps

Read this article in hindi (हिन्दी में पढ़ें यह लेख )

Uttarakhand is said to be the spiritual center of India with its snow-clad peaks of Himalayas and the sacred Ganga river flowing through it. The state has 13 districts. Currently Uttarakhand has a coalition government headed by Harish Rawat of Indian ...

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Humlog Guide to Financial Freedom & Living

Humlog has been publishing articles about personal finance and related themes for some time now. Many of our readers have been asking to create a broader guide to personal finance in India. But over the time we have realized that financial schemes,regulations, and investments need to be seen in the broader context of 'living a meaningful and fulfilled life'.

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India Elections 2017 - Voter List

We will be having a number of state elections in 2017, apart from by-polls that are held as per case to case basis. As usual, the one of the most important aspects of ensuring a fair election is to ensure that voter list is correct and up-to-date.

The standard operating procedure (of election commission of India) is to have a new voter list ready 2-3 months before the elections. This provides an...

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UP Voter List 2017 & 2016 - Voter ID card UP

Read this article in hindi (हिन्दी में पढ़ें यह लेख )

Uttar Pradesh is India's fourth largest state area-wise and first largest population-wise with 75 districts. The term of the Akhilesh Yadav government (Samajwadi Party) will end on 27 May 2017. New government will be elected in the upcoming Legislative Assembly (...

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XIRR - What is XIRR and how to calculate it?

Many of us invest in mutual funds or similar financial schemes in installments (e.g. using SIPs) and want to evaluate the performance of our investments. For example, we want to know our overall rate of return so as to compare it to with other possibilities. The standard mechanism in such cases is to calculate either IRR or XIRR.

IRR means 'Internal rate of return' and XIRR means 'Internal rate ...

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Know your Income tax jurisdiction (Ward/Circle)

While filling income tax return on IncomeTaxIndiaEfiling, one needs to fill 'Income Tax Ward/Circle'. It is also called 'your income tax jurisdiction'. Sometimes it is also required to meet or write a letter/email to income tax jurisdictional Assessing Officer (A.O.) - e.g., if you have received a notice on your past year income ...

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Sharekhan Demat and Trading Account closure

I had both the eTrading and demat account with Sharekhan and had closed both of them recently, so sharing the process here.

  1. Make sure that you have paid the annual maintenance charges / Demat account charges for the current year. Whether you have done any transactions or not, you have to pay the demat account charges.
    After ensuring the above, make your Sharekhan account balance zero.

  2. Go ...

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Other Bank ATM - INSUF BAL ATM DECLINE CHARGE

While withdrawing from other bank ATM, if you try to withdraw more money than available in your account, you will get a 'Insufficient balance: transaction declined' message on ATM. In such case, you will see a deduction in your bank account titled 'INSUF BAL ATM DECLINE CHARGE'. That is, they will charge you a fee ranging from Rs 10 to Rs 30 for this.

The exact charge is different depending on ...

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