Voter Turnout in Bangalore 2014 Loksabbha Elections - Myths and Realties

Its everywhere. The perception of low voter turnout in Urban Bangalore. Newspaper and television reports say that low voter turnout has shamed the IT city and that middle/educated class is primarily responsible for it. Read. But most of these reports don't delve in details and hence ...

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Understanding Form 15G/H & Submitting Form Online

If your FDs in a particular bank are earning interests exceeding Rs 10000/- in a year, that bank will cut TDS(Tax deducted at source) @ 10% on the interest amount. Now if your total income is below 2 Lakhs (basic exemption limit currently), you are not liable to pay any taxes and hence you need to tell the bank not to cut TDS on FD interest. Form 15G/H is the way to tell this to your bank. If you ...

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Voluntary Contribution to EPF - A good tax saving tool

It is a common knowledge that a salaried employee has to contribute 12% of his basic salary towards EPF. But do you know that you can opt to contribute more than the mandatory 12% ? I did not know this until recently and when I researched about it, I found it to be a good tax saving tool for risk-averse-me. Lets discuss the details.

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Is your company depositing your EPF every month? Find it out online

While reading on net I came to know that there have been some cases where the employer has deducted the EPF (Provident Fund / PF) money from employee's salary and then did not deposit that money to EPFO.

If you want to be sure that your EPF contribution has been deposited to EPFO (Employee Provident Fund Office), here are some of the ways to check it online -

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Ingesting a Button Battery

It was a regular day at home. I was preparing meal and my daughter (1.5 years) was playing with her pull along ducks. She soon got bored of it and picked up her toy phone lying nearby and started playing sounds on it. With the sounds she was dancing and roaming here and there. Soon my work got finished and I saw that the toy phone was lying on the floor with its battery cover open. Its 3 button ...

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Final electoral rolls of Karnataka for 2014 election

The latest and final electoral rolls of Karnataka for 2014 loksabha election are now available on ceokarnataka website. The revised rolls have been published on Mar 26. This was the final revision of rolls. Now there will be no further revisions in the electoral rolls till the elections.

Please ensure that your name in ...

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How to Search Your Name in Voter List (Karnataka)

The Chief Electoral Officer of Karnataka has published the latest electoral rolls for 2014 loksabha election on Jan 31, 2014. (Year of Revision - 2014, Qualifying Date: 01-01-2014. Type of Revision - Summary Revision, Date of Publication: 31-01-2014 )

Please ensure that your name is included in the voter lists at the CEO Karnataka Website . Please note that if...

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Online Voter Registration in Bangalore - My Experiences

My Experience - 1

Sometime in 2012 there started a flurry of facebook posts on online voter registration for the upcoming 2013 Karnataka assembly elections. A number of organizations and volunteers (like BPAC and smartvote) were working sincerely to encourage the citizens to register their names on the rolls. It ...

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Interest rate on EPF deposits for year 2013-14

Update: Finance Ministry has approved the EPF interest rate of 8.75% for the financial year 2013-14. EPFO has proposed to raise the interest rate on EPF deposits to 8.75% for the financial year 2013-14. The interest rate in the previous financial year was 8.5%. This proposal was made on January 13, 2014 ([related news](http://www.business-standard.com/article/pf/epfo-raises-interest-rate-to-8...

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How much is the employer's contribution in EPF ?

Until recently, I was under the impression that employer contributes an amount equal to the employee's contribution in EPF. That's what most of us think, right? But its not true in every case. It depends on the employee's basic salary and the company's policy on EPF. I have summarized here the different cases and options -

Case 1 : Employee salary (basic + DA) less than ...

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